Saturday, March 14, 2020

11 Six Figure Jobs Beyond Doctor or Lawyer

11 Six Figure Jobs Beyond Doctor or LawyerYou dont have to become a doctor or a lawyer to make $100k a year or mora. Take a look at these 11 six figure jobs you may not have thought of as quite so high-paying. Keep in mind that compensation can come in many more forms than just your annual salary. And remember to keep your options open googletag.cmd.push(function() googletag.display(div-gpt-ad-1467144145037-0) ) 1. Special AgentLet alone the fact that the job title is super cool, you can make over $120k per year as an FBI agent. Or an agent for similar companies or law enforcement. To get hired, youll probably want a bachelors degree in criminal justice, plus some military or law enforcement experience. These jobs can be action packed or desk-oriented, but fruchtwein will likely require some extra non-standard or on-call work hours.2. Airline PilotAgain, youll want either military flight experience or a degree in aviation, physics, or some other related field. In addition to your fl ying skill, good quick-thinking and savvy leadership is required. Nonstandard schedule again, but also routinely $120k and above.3. Regional Sales ExecutiveA college degree may or may not be necessary here. Youll have to work your way up and through the company a bit, getting to know the product backwards and forwards, but if you have what it takes and you have excellent communication skills, you could easily hit the executive level, and your total compensation could easily breach $100k per year.4. Nurse PractitionerNPs are required to have a Masters degree in nursing, plus whatever state level qualifications and certifications apply. But they can also build their own private practices, have some control over their schedules, and make $100k or more per year.5. Reservoir EngineerIdentify and go after gas reserves underground. All youll need is a degree in chemical engineering, and the determination to get the necessary experience in a very technical and nuanced field. But the compens ation is usually over $125k, sometimes as high as $143k.6. DentistOkay so this is kind of like being a doctor or lawyer, and youll need all the schooling that entails. Four year degree, doctorate in dentistry, qualifying and licensing examsbut most dentists run their own practices and make between $125k and $130k per year.7. Equity Research AssociateIf youre good with numbers and can acquire a bachelors degree in finance or economics, this might be the right field for you. Youll analyze financial trends and do all the fun stuff of investment banking without the ulcers. Typical total zentralwert pay, with commissions and other compensation $100k per year.8. GeophysicistIf you love rocks, and the Earth in general, then get yourself a degree in Geology, then another one. There is a surprising range of positions out there for geophysicists. And you could make nearly $120k per year.9. Physician AssistantPAs are like NPs. They also require a masters degree, but you go through different pr ograms. The only difference is PAs have to work more closely with MDs and so have less flexibility and autonomy, but they still break $100k per year.10. Drilling EngineerDrill baby, drill. If you have a bachelors degree in mechanical engineering, or another relevant field, and you are confident and comfortable managing a team where safety is of the utmost importance, than this field could be for you. Expect to make around or over $110k.11. Software ArchitectIf youre more the indoor type, and love technology, then get yourself a degree in math, computer science, software engineering or just show your coding mettle in other ways. You might need to put in some long hours, and youll have to have Batman-esque skills in order to provide companys with the tools they need to operate at their best, but you can make over $130k per year.

Tuesday, March 10, 2020

4 Conversations You Need to Have With Your Partner Before Having Kids, According to a Family Lawyer

4 Conversations You Need to Have With Your Partner Before Having Kids, According to a Family Lawyer Having your first child is such a life-altering event that it is hard to imagine what issues may arise after the fact. As a family and divorce lawyer and a mom I feel strongly that there are issues that need to be discussed before the arrival of a baby. Do notlage assume that you and your partner are on the same page, because you may not be. There are four conversations I believe all parents-to-be should have with their significant others before planning a baby.1. Can we afford a baby?Babies are expensive. There are upfront costs, nursery furniture and ongoing costs like diapers, formula and daycare. Health insurance premiums may increase, and there may be emergencies that require you to pull money from savings. Compounding the harte nuss is the fact that your household income may decrease because maternity and paternity leave may be unpaid, or one spouse may go part-time or stop wor k altogether. If you are considering having children, both partners need to be transparent about their income, assets (like IRAs, stocks, etc.), expenses and spending habits. You should work with your spouse to come up with a monthly budget for the combined household income and expenses. If you do not trust your partner enough to share these financial matters, then you should evaluate whether having children with this person is a good idea.2. What happens if one or both parents die?While most people know they should have wills and advance medical directives, most people do not think about what their surviving spouse would need immediately in the event of their death. If the spouse who typically pays the bills were to pass, then the other spouse needs to know which bills need to be paid, have access to online accounts to be able to pay them and have access to bank accounts from which these bills are typically paid. Life insurance for both parents is also must. While many primary brea dwinners have life insurance, it is equally important for a spouse who does mora childcare to also have life insurance, because if that spouse were to die, then there would be increased childcare costs. I recommend talking to a certified financial planner to know just how much life insurance is needed. Finally, you need to talk to your spouse about who you would want to take care of your children in the event that you both died, and then draw up legal documents memorializing this decision. 3. How will household chores be divided?Because babies and small children require around-the-clock care, tasks like cleaning, grocery shopping, laundry, cooking, yardwork and pet care can become overwhelming. You need to talk to your spouse about how these tasks will be divided after the baby arrives. Both spouses need to be involved in childcare, and both spouses need to do household chore regardless of who works more or who stays home with the children. If there is not honest communication abou t this before having children, and periodically after having children, it is easy to become resentful if you feel your partner is not pulling his or her weight. 4. How much will each parent work?If one partner wants to stay home with the children, then both spouses need to talk about whether that is financially feasible and how the working parent can still support the stay-at-home spouse to make sure he or she is not overwhelmed or isolated. Ideally, the time to decide whether one parent will be a stay-at-home parent is before the babys arrival. This is not a decision to be made when neither parent is sleeping more than 2-hour stretches at a time because it will not be a rational, well-conceived decision. If both parents decide to work, talk about how much both parents will work and what hours they will be working. If both of you will continue working, you need to consider which childcare option a daycare center, in home daycare, private nanny, or a relative is best for your famil y. Additionally, you should discuss how it will be decided who will take off work when the baby is sick, or when daycare closes, and perhaps most importantly, for pediatrician visits. Having a baby is an exciting decision, but it is also important that you and your partner have open and honest communication about issues that could potentially arise prior to your babys arrival. Building a strong foundation with your partner beforehand decreases the likelihood of having to seek out a divorce lawyer, like me, years down the road.